Used Car Loans - A Credit Tool You May Not Have Known About

Sometimes through no fault of your own, you may have bad credit. The economy, a job loss, medical bills, or other factors could have contributed to your current financial situation. But just because you have bad credit now doesn't mean that it will always be this way.

You can take steps to improve your credit score almost immediately by making all your household bills and payments on time and in full. Another option to help improve your credit score is to get a used car loan. A used car loan can help rebuild your credit in several ways.

First, when you make timely monthly payments on your loan, it will reflect positively on your credit report. This will help to gradually improve your credit score over time.

In addition, the act of getting a loan and making payments on time can show creditors that you are responsible and capable of handling debt. This can make it easier for you to get approved for other types of loans in the future, such as a mortgage.

Of course, not all used car loans are the same. To maximize the positive impact on your credit score, you'll want to get a loan with reasonable terms. This means getting a loan with a manageable monthly payment that you can comfortably make without straining your budget.

You may also want to consider a cosigner for your loan. A cosigner is someone who agrees to be responsible for the loan payments if you default on the loan. Having a cosigner can help you get approved for a loan with more favorable terms, which can in turn have a positive impact on your credit score.

Although a used car loan can be a great way to rebuild your credit, it's important to remember that there is no quick fix when it comes to credit scores. It takes time and effort to improve your credit score, but the rewards can be well worth it in the end.

Used car loans can help rebuild your credit, but there are also some risks to consider. Your interest rate will likely be higher than someone with good credit. This is because you're considered a higher risk borrower.

You may have to put down a larger down payment than someone with good credit. This is because the lender wants to minimize their risk in case you default on the loan.

If you default on the loan, the lender can repossess the car. This will damage your credit even further. You should only take out a used car loan if you're confident you can make the payments on time. Otherwise, you could end up doing more harm than good to your credit score

Are you in the market for a car and am not sure what the next step is? Contact us either by phone or fill out a vehicle inquiry on the car you are interested in, we would be more than happy to help get you anyway we can.

But Having One Sure Is Nice!

Owning a vehicle with a third row seat can be an incredibly desirable option for families and individuals alike. Popular vehicles such as the Honda Pilot, Toyota Highlander, Chevrolet Suburban, and Ford Explorer all offer great options when it comes to seating arrangements with up to 8 passengers or even more if you opt for bench seating.

Families love the convenience of being able to transport all their kids at once without having to cram them in a smaller vehicle, while individuals appreciate the flexibility that a third row seat provides them when it comes to hauling extra cargo in their trunk or taking friends along on road trips.

The biggest advantage that a third row seat offers is the sheer amount of space it provides for storage. You can simply fold down the third row seat and load up all your bags without fear of running out of space. This also makes grocery shopping easier as well since you can use the extra room for carrying larger items like cases of water or boxes of cereal with ease.

Another big benefit of owning a vehicle with a third row seat is that it adds another layer of comfort when traveling long distances. The extra legroom allows passengers to stretch out during those seemingly endless road trips without having anyone sitting immediately behind them kicking their seats—which is always welcome news! Additionally, many vehicles with third row seats come equipped with air conditioning vents in the rear so everyone will stay comfortable during those hot summer months too.

In short, investing in a cars with 3rd row seating provide practicality and convenience not just for large families but also those who value comfort and space in their cars. If you're looking for added flexibility and storage options then these might just be perfect choices for you!

Do You Need A Car With More Room?

It can be tough to find the perfect car that fits your needs and your budget. We carry a variety used cars including those with 3rd row seating. If we don't have it we can find it for you.

Contact us today so we can help you get in the car you've been looking for

What Is A Good Deal On A Car

Everyone wants to get the best deal on a car they can, It's human nature and makes financial sense. However, getting that deal isn't always up to the car dealership. Your budget, credit score and trade-in value all play significant factors in what you actually pay for your car.

Know Your Budget

Most people think a budget is what you can afford monthly, but it also determines what cars and the features will have. A car that you like may have several trim levels with different features, but they will come at a higher price. So know your budget and research cars and trim levels that fit in it.

Know Your Must Haves

If you've done your research then you probably have an idea of what you're looking for. But It's important to know your must-haves in a vehicle. For some people, it might be four-wheel drive or a sunroof, but for others, it might be heated seats and remote start.

Know Your Can Do With Outs

After you know your must haves, you can start looking at what you can do without. It all ties back into your budget and what you're willing to spend. If you're not worried about having the latest and greatest features, then you can probably get by with a base model vehicle.

With your budget, must have, and do with outs in mind, head to a dealership and have a conversation with the salesperson. They will be able to guide you to a vehicle that fits your needs best. You will then have a better understanding of what a good deal on a car looks like.

Are You Ready To Buy Your Next Used Car?

Buying a car can be stressful – but it doesn't have to be. Our team will work with you every step of the way to make sure the process goes smoothly. Call us today to get started.

What started out as a way to view your car’s rear view camera soon started displaying everything from your radio, temperature controls and everything in between. They’re in almost every new car on the market, and their prominence is only going to increase in the coming years. But do we really need car touch screens?

The answer, it turns out, is a resounding yes… and no.

On the one hand, car touch screens make it easier than ever to control your car’s various systems. You can change the music, turn on the AC, and even adjust your seats without ever taking your hands off the wheel.

On the other hand, car touch screens can be dangerously distracting. Especially if you are not that familiar with where  all the controls are. It can take your eyes off the road for vital seconds that could mean the difference between life and death.

While touchscreen displays can be distracting, many car manufacturers are trying to design them in a way that minimizes driver distraction. Some features that are being implemented include:

- touch screens that can disappear into the dashboard

- voice controls

- heads-up displays that project images onto the windshield

- gesture controls

Ultimately, it is up to the driver to decide if a car touch screen is right for them. If you can use it without taking your eyes off the road, then it can be a valuable asset. But if you find yourself constantly fumbling with the controls, it might be best to stick with good old-fashioned buttons and knobs.